Click
Here to View the Brochure and Application for Hunt Lease Liability and
Timberland Liability Insurance
Here are some points to remember
about this insurance:
-
This insurance
coverage is a member service of the SC Forestry
Association (SCFA)
for small forest landowners and hunt clubs.
-
The program is only
available to South Carolina Forestry Association members of good standing.
Both the hunting club and landowner must be current members of SCFA to
qualify.
To verify membership status,
contact:
Sandy Jennings, SC Forestry Association, 803/798-4170 or sandy@scforestry.org.
For specific insurance
questions, contact:
Julia Schofield, Davis-Garvin
Agency, 803/732-0060.
Frequently
Asked Questions About
Hunting Lease Liability Insurance
n Does my club
have to be sued for coverage to apply?
No, a lawsuit is not necessary for coverage, but legal obligation or a
liability determination is necessary before coverage applies.
n What
protection is provided my club in the event of legal action?
If the hunting club becomes legally obligated to pay to any members,
guests, or non-member, any damages for bodily injury or property damage
arising from claims against the club, the hunting lease liability insurance
policy will pay all sums due up to the policy limits. These payments will be
made on behalf of the club except as otherwise excluded by the master policy.
n Does my
hunting club have to pay for legal fees associated with a liability claim?
No, the plan pays for all legal costs required for your club's defense,
even if the suit is groundless, false, or fraudulent.
n Why does my
landowner want to be named as an additional insured?
The landowner may wish to be named as an additional insured so that he may
be provided protection should he be named in a suit caused by an occurrence of
the hunting club.
n What are some
of the exclusions?
The legal liability coverage provided within this program is shaped by the
exclusions and conditions presented
in the master policy. Some examples of these exclusions are bodily injury or
property damage arising out of use of an automobile, aircraft, or watercraft;
pollution; workers compensation; assault and battery; intentional or expected
acts; and commercial hunting operations. All coverages are subject to the
terms, conditions, and/or exclusions presented in the master policy.
n My club leases
from a large landowner that provides coverage on their property. Can coverage
be extended to other landowners that my club leases from?
Yes, coverage can be extended to other landowners on a separate master
policy or a separate individual club policy.
--
Information provided by Davis-Garvin Agency
